Credit terms are an essential part of business trades. Along with funding, credit terms keep small businesses with limited capital going. Financing remains one of the biggest challenges SMEs in Malaysia face, which makes this matter more critical. But SMEs are not the only ones that benefit from credit terms. Read more…
As a small business owner, it’s important to have an understanding of common credit terms in Malaysia. Credit terms are the agreement between a seller and buyer that details how much the buyer has to pay for a purchase and by when. In other words, credit terms are a contract Read more…
Walaupun terdapat banyak skim pinjaman PKS dan insentif kerajaan, banyak perniagaan masih bergelut untuk mendapatkan bantuan kewangan. Wabak Covid-19 juga memburukkan keadaan ini. Kerana kemelesetan ekonomi, bank tidak yakin untuk meminjamkan dana. Ini kerana pada masa susah, peminjam cenderung menangguhkan pembayaran dan ingkar pinjaman. Pinjaman perniagaan adalah penting bukan sahaja Read more…
Despite SME loan schemes and government incentives, many businesses still struggle to secure financial assistance. The pandemic is not helping matters either. Lenders are at their limit during an economic recession because when times are tough, borrowers start to delay payments and default on loans. Business loans are essential not Read more…